Bolivia > IMPRO
About the Field Partner
About the Field Partner
| Field Partner: | IMPRO |
|---|---|
| Field Partner Risk Rating: | |
| Time On Kiva: | 31 months |
| Kiva Entrepreneurs: | 1671 |
| Total Loans: | $827,875 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| See all loans from this field partner >> |
Kiva Fundraising Status
Kiva Fundraising Status
| Fundraising Status: | Active |
|---|---|
See all fundraising loans from this field partner >>
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Other Information Sources
Other Information Sources
IMPRO is a non-for-profit organization that has been offering micro credit to the working poor in the cities of La Paz and El Alto in Bolivia since 1995. Our goal is to fight poverty by giving access to credit to small microbusiness owners that otherwise would not be able to access credit from the regular banking system due to lack of guaranties or collateral.
We also have a social impact on our clients' lives since our program "housing and habitat improvement" is directed to improve basic services such as water, sewage and electricity installations. Our system has worked so well that more than 50 % of our total portfolio is in Housing and habitat improvement programs, and the rest is in commercial and productive programs. The loan default rate is very low since our loan officers do a good job in selecting applications through our credit application process and our collection officers are very effective at collecting on time.
IMPRO can be contacted via email at jjmimpro@yahoo.com
Repayment Performance on Kiva
Repayment Performance on Kiva
| This Field Partner | All Kiva Partners | ||
| Start Date On Kiva | Mar 25, 2007 | Oct 12, 2005 | |
|---|---|---|---|
| Total Loans | $827,875 | $101,929,710 | |
| Amount of Raised Inactive Loans | $0 | $111,475 | |
| Number Of Raised Inactive Loans | 0 | 164 | |
| Amount of Paying Back Loans | $402,500 | $44,703,125 | |
| Number Of Paying Back Loans | 701 | 63,327 | |
| Amount of Ended Loans | $425,375 | $57,115,110 | |
| Number Of Ended Loans | 961 | 83,635 | |
| Delinquency Rate | 0.00% | 4.28% | |
| Amount of Paying Back Loans Delinquent | $0 | $1,913,000 | |
| Amount of Paying Back Loans | $402,500 | $44,703,125 | |
| Number of Paying Back Loans Delinquent | 0 | 6,018 | |
| Default Rate | 0.00% | 1.96% | |
| Amount of Ended Loans Defaulted | $0 | $1,119,957 | |
| Amount of Ended Loans | $425,375 | $57,115,110 | |
| Number Of Ended Loans Defaulted | 0 | 3,369 | |
| Currency Exchange Loss Rate | 0.00% | 0.00% | |
| Amount of Currency Exchange Loss | $0 | $0 | |
| Refund Rate | 0.63% | 1.09% | |
| Amount of Refunded Loans | $5,200 | $1,112,375 | |
| Number Of Refunded Loans | 9 | 1,446 | |
| Updated as of November 21, 2009 1:02 AM | |||
Loan Characteristics On Kiva
Loan Characteristics On Kiva
| This Field Partner | All Kiva Partners | ||
| Loans to Women Entrepreneurs | 51.71% | 78.21% | |
|---|---|---|---|
| Average Loan Size | $499 | $403 | |
| Average Individual Loan Size | $499 | $591 | |
| Average Group Loan Size | $0 | $1,494 | |
| Average Number Of Entrepreneurs Per Group | 0 | 0 | |
| Average GDP Per Capita (PPP) in Local Country | $2,817 | $3,465 | |
| Average Loan Size / GDP Per Capita (PPP) | 17.68% | 11.64% | |
| Average Time To Fund A Loan | 2.66 days | 2.27 days | |
| Average Dollars Raised Per Day Per Loan | $187.42 | $177.73 | |
| Average Loan Term | 11.95 months | 9.31 months | |
| Updated as of November 21, 2009 1:02 AM | |||
Journaling Performance on Kiva
Journaling Performance on Kiva
| This Field Partner | All Kiva Partners | ||
| Total Journals | 3301 | 51642 | |
|---|---|---|---|
| Journal Coverage | 97.18% | 28.22% | |
| Journal Coverage, Kiva Fellows | 0.00% | 0.21% | |
| Journal Frequency (Average Per Loan Per Year) | 1.57 | 0.32 | |
| Average Number Of Recommendations Per Journal | 8.86 | 10.30 | |
| Updated as of November 21, 2009 1:02 AM | |||
Borrowing Cost Comparison
Borrowing Cost Comparison
| This Field Partner | Median for MFI Peers in Country | All Kiva Partners | ||
| Average Interest Rate and Fees Borrowers Pay (Portfolio Yield) | 19% | 21% | 35.21% | |
|---|---|---|---|---|
| Average Loan Size (% of Per Capita Income) | 45% | 78% | 23.43% | |
| Average Partner Return On Assets | 6% | 3% | 0.24% |
Field Partner Staff
Rodrigo AlegreEnrique Conde
Amparo Gutierrez
Fernando Gutierrez
Jose Jimenez
Adam Kemmis Betty
Juan Lopez
Jaime Quisbert
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Country Fast Facts
Country Fast Facts
| Country: Bolivia |
| Capital: La Paz (government), Sucre (Legal) |
| Official Language: Spanish, Quechua, Aymara |
| Population: 8,857,870 |
| Avg Annual Income: $2,817 |
| Labor Force: No reliable data available on labor force by occupation. By sector, the labor force is: agriculture: 12.8% industry: 36.1% services: 51.2% |
| Population Below Poverty Line: 64% |
| Literacy Rate: 87.2% |
| Infant Mortality Rate (per 1000): 51.77 deaths deaths |
| Life Expectancy: 65.84 years |
| Currency: United States Dollars |
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