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Cambodia > MAXIMA Mikroheranhvatho Co., Ltd.


Maxima Mikroheranhvatho Co. Ltd, or "MAXIMA for Household Economic Development" was founded in March 2000 by a group of friends with the objective of providing financial services to low income clients in individual, groups and micro-enterprises, and to mobilize savings.

The aim of MAXIMA is to provide sustainable access to credit to its clients to start new businesses or expand existing ones in order to generate more income for the households. Maxima was registered as a rural credit operator with the National Bank of Cambodia (NBC) in May 2002 and, thereafter, received a license from NBC to operate as an MFI in Cambodia in August 2005.

MAXIMA can be reached via email at maximacredit@yahoo.com.


Kiva Help Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 28, 2007 Oct 12, 2005
Total Loans $1,339,900 $101,929,710
Amount of Raised Inactive Loans $0 $111,475
Number Of Raised Inactive Loans 0 164
Amount of Paying Back Loans $770,550 $44,703,125
Number Of Paying Back Loans 1,136 63,327
Amount of Ended Loans $569,350 $57,115,110
Number Of Ended Loans 1,029 83,635
Delinquency Rate 0.00% 4.28%
Amount of Paying Back Loans Delinquent $0 $1,913,000
Amount of Paying Back Loans $770,550 $44,703,125
Number of Paying Back Loans Delinquent 0 6,018
Default Rate 0.00% 1.96%
Amount of Ended Loans Defaulted $0 $1,119,957
Amount of Ended Loans $569,350 $57,115,110
Number Of Ended Loans Defaulted 0 3,369
Currency Exchange Loss Rate 0.00% 0.00%
Amount of Currency Exchange Loss $0 $0
Refund Rate 0.11% 1.09%
Amount of Refunded Loans $1,525 $1,112,375
Number Of Refunded Loans 3 1,446
Updated as of November 21, 2009 1:05 AM

Kiva Help Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Entrepreneurs 72.54% 78.21%
Average Loan Size $595 $403
Average Individual Loan Size $619 $591
Average Group Loan Size $590 $1,494
Average Number Of Entrepreneurs Per Group 2.9 0
Average GDP Per Capita (PPP) in Local Country $2,600 $3,464
Average Loan Size / GDP Per Capita (PPP) 23.80% 11.65%
Average Time To Fund A Loan 2.51 days 2.27 days
Average Dollars Raised Per Day Per Loan $236.91 $177.73
  Average Loan Term 15.13 months 9.31 months
Updated as of November 21, 2009 1:05 AM

Kiva Help Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 2076 51642
Journal Coverage 73.78% 28.22%
Journal Coverage, Kiva Fellows 3.23% 0.21%
  Journal Frequency (Average Per Loan Per Year) 0.80 0.32
  Average Number Of Recommendations Per Journal 14.27 10.30
Updated as of November 21, 2009 1:05 AM

Kiva Help Borrowing Cost Comparison

    This Field Partner Median for MFI Peers in Country All Kiva Partners
  Average Interest Rate and Fees Borrowers Pay (Portfolio Yield) 29% 35% 35.21%
  Average Loan Size (% of Per Capita Income) 93% 79% 23.43%
  Average Partner Return On Assets 3% 5% 0.24%

Field Partner Staff

Bunhak An
Darin Greyerbiehl
Kiry Ponnak Pa
Rithy Ponnak Pa
Sophal Ros
Tami Rowan
Sive Chheng Sreng
Kimseng Uong

Kiva Help Country Fast Facts

Country: Cambodia
Capital: Phnom Penh
Official Language: Khmer (official) 95%, French, English
Population: 13,363,421
Avg Annual Income: $2,600
Labor Force: agriculture 75%
Population Below Poverty Line: 36%
Literacy Rate: 69.90%
Infant Mortality Rate (per 1000): 73.67 deaths
Life Expectancy: 58.41 years
Currency: Cambodia Riels
Exchange Rate: 4,150.0000 KHR = 1 USD